Although the first two months of credit were lower than

Although the first two months of credit were lower than expected, but under the influence of the end of the quarter factors, market participants generally expected in March of credit will be better than the first two months. A number of institutions predict that the March of credit scale, or about 800 billion yuan.

"Our preliminary forecast in March of credit scale 800 000 000 000 -9 000 billion of credit to maintain a balanced state." E Yongjian, Bank of Communications, Research Fellow at the Center. From the current regulatory tone, regulators stressed that the monthly balance of credit delivery, the agency expects a single month this year, credit ups and downs will not be much. Situation of the previous two months, the credit is generally lower than market expectations, E Yongjian, the March quarter, banks should be washed about size, but not too much.

Chairman Jiang Chaoliang Prior to the interview with this reporter said that the current effective demand for credit of the real economy really is falling. "In terms of demand for credit has been some decline in credit demand signal." E Yongjian, first of all the rediscount rate on the decline; bill financing growth more in February. In general, the bill financing rapid growth, indicating a lack of corporate demand for credit, banks need to be rushed through bills financing scale. If the demand for credit is relatively strong, banks will be to compress the scale of bill financing; Third, corporate long-term loans increased by not more than,'s willingness to invest is not very strong. "But these are some of the signal, with the uncertainty of 1,2 month has seasonal factors, etc. in which the demand for credit is declining only after the data came out in March will be clear."

Chief economist Lu political commissar of the forecast, the size of the new credit in March in 7000-8000, the value of 750 billion. Political commissar Lu pointed out that, although the media revealed that the four lines the first half of March credit growth is still weak, but the $ 50 billion put in the intensity and no more weak than the previous month over the same period.

"At the same time there are signs that the recent demand for credit from the previous month improvement", Lu, political commissar of the first look at the paper market, in late March, the end of the bill rate continued downward trend since the longer time to stabilization and recovery, rebound in demand for corporate financing instruments, notes supply began to increase gradually. Second, in February since the volume of second-hand housing market pick up, which will have long loan households in March the formation of support. Again after the end of the two sessions, large projects were launched, uncertainties related to lending policies of the local financing platform also will enable Credit demand has picked up. In addition, bank credit to the tempo of point of view, there are still the amount of control, commercial banks tend to use to the full amount completely, four rows of the last day of February new loans, 80 billion on the one hand control of the line of credit is still very strict, On the other hand also shows that the demand for credit is not weak.

In addition to the demand for credit deposit ratio evaluation system on the lending capacity of banks is also a big constraint. From the 2011 Annual Report of the commercial banks have been disclosed, a number of banks deposit ratio over 70%, of which the deposit-loan ratio of 72.85 percent, Societe Generale bank loan ratio of 71.46%, Bank of the large banks deposit ratio reached 71.94%. Assistant Banking Regulatory Commission Apple Keyboard Chairman Yan Qingmin previous interview with this reporter, said that the savings and loan than regulators do not relax.

People have been news that the CBRC will commercial banks implementation of the average daily loan ratio assessment. "We have not received regulatory agencies on the implementation of the daily average deposit ratio of file, if the implementation of the daily average deposit ratio assessment, asset liability management capacity of the domestic banks will be higher demands." A state-owned bank official said.