2012年7月16日星期一

Reporter Li Dandan The first quarter of financial

Reporter Li Dandan

The first quarter of financial institution Toshiba Portege Keyboard loans the central bank Wireless Keyboard on the 25th statistical report shows that a quarter of new real estate loans of 242.7 billion yuan, up by 281.2 billion yuan or less, the growth rate continued to drop.

The report shows that the end of March, the major financial institutions and the rural cooperative financial institutions, urban credit cooperatives, foreign banks RMB real estate loans of 11 trillion yuan, an increase of 10.1 percent, 3.8 percentage points lower than the previous year; the first quarter increased by 242.7 billion yuan , up by 281.2 billion yuan or less, the increment of the first quarter accounted for 10.2 percent of the increment of the loans over the same period, 7.3 percentage points lower than last year.

Sub-category point of view, as of the end of March, real estate development loan balance of 771 billion yuan, down 8 percent, a decline was essentially flat with the previous year. Real estate development loan balance of 2.83 trillion yuan, an increase of 11% growth rate by 6.1 percentage points lower than the previous year.

In late March, the affordable housing development loans was 430.6 billion yuan, an increase of 63.7 percent in the first quarter increased by 39.1 billion yuan, accounting for 47.1 percent of the increment over the same period real estate development loans, three percentage points lower than last year. Affordable housing, including affordable housing, rental housing policy, as well as low-rent housing, social security nature of the housing. Since 2012, affordable housing development loans, real estate development loans, increase in the shantytowns in the project above the growth rate of the growth rate of comparable caliber.

The individual housing loan still occupy the bulk of real estate loans. At the end of March, the balance of personal loans of 7.3 trillion yuan, an increase of 12.1 percent, 3.5 percentage points lower than the previous year; the first quarter increased by 157.4 billion yuan, up by 175.7 billion yuan less housing restriction policy is still residents of the purchase play a greater impact.

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